Envisioning the Future of Collaboration for Banking and FinTech Industry

This study aims to envision the future of banking and the FinTech industry collaboration by the triggers for change based on trends watching in current conditions. Envisioning is the ability to describe the impact of changes in the business environment caused by the various trigger changes observed in trend watching. The current conditions and the triggers of change based on trend-watching are issues and considerations in envisioning collaboration between banking and the Fintech industry. The research methodology uses a descriptive method with a qualitative approach. The study surveyed 100 respondents, each representing the banking and FinTech sectors, who understand the issues related to the collaboration of the two industries. In addition, to complement the survey data, this study also conducted Focus Group Discussions and In-depth Interviews as a qualitative approach. The study's results by analyzing current conditions and triggers of change based on trend watching will represent a picture of the future of banking and FinTech industry collaboration. This research will expect a significant contribution to government regulations/policies and a positive contribution and support on the IT/IS side, especially in applied technology and architecture/business models for collaboration in the future of collaboration banking and the FinTech Industry that follow.