A User-Centric Identity Management Framework based on the W3C Verifiable Credentials and the FIDO Universal Authentication Framework

We present a user-centric and decentralized digital identity system that allows anyone to easily benefit from an enriched digital identity made of multi-purpose and multi-origin attributes. It increases usability by the elimination of user passwords. It also makes this digital identity highly trustworthy both for the user (in terms of privacy and sovereignty) and the service provider who requires highly certified information about the user being enrolled to and/or authenticated on its services. We built our system based on the Universal Authentication Framework specified by the FIDO Alliance and the data model proposed by the W3C Verifiable Credentials WG. The whole system has been implemented in a banking scenario.