The Affecting Factors of Blockchain Technology Adoption of Payments Systems in Indonesia Banking Industry

The purpose of this study is to find the influence factors of blockchain technology adoption of payments system in Indonesia banking industry. Moreover, the researchers proposed new model of payment system by using blockchain technology in Indonesia banking industry. All this time, the researchers of blockchain in payment systems were done in major countries such as UK, USA, Australia, Scotland, Germany, Japan, France, Italy, and China. Systematic Literature Review (SLR) used as a method in this study and there were five databases that taken as references, such as IEEE, Science direct, AIS electronic, ACM and Google Scholar. The researchers were found 26 references Studies Included in Quantitative Synthesis and 9 variables (Easy to use, Usefulness, Transaction fees, Risk perception, Behaviour intention of use, Attitude toward, Cognitive style, Subjective Norm, Effectiveness). Based on the result of data analysis and discussion, there were two conclusions in this study, the first, the researchers found nine factors that expected tobe used as a reference if Indonesia banking industry wants to adopt blockchain technology for payment system; and second, the researchers had to propose payment system model by using blockchain technology in Indonesia banking industry.