Futuristic Banking: Streamlining ATM Transactions with Fingerprint and Contactless Authentication

Modern banking relies heavily on Automated Teller Machines (ATMs), although card-based transactions have historically faced security issues. This study proposes Near-Field Communication (NFC) Card Emulation and fingerprint technology as secure alternatives for ATM cash transactions. NFC Card Emulation enables secure data exchanges within a short distance, ideal for handling sensitive information. To augment security during authentication, fingerprint technology is proposed as an additional layer of protection. By employing fingerprint sensors, user identification can be established without reliance on physical cards or NFC tags. This integration ensures a heightened level of security during the authentication process, surpassing the current card-based approach employed in ATMs. The system eliminates the need for physical cards, enhancing security and mitigating risks such as ATM tampering and magnetic strip damage. A high level of security is guaranteed during ATM transactions as authentication becomes more effective and secure. This novel strategy strengthens ATM security and provides users with a seamless and safe banking experience by incorporating NFC Card Emulation and fingerprint technologies.