Measurement of Information Security Awareness of Students as Financial Technology Users in Indonesia

The ease of transacting using fintech increased in its use for transactions. Fintech in Indonesia has high potential, where fintech is dominated by the payment sector by 38%, lending by 31%, personal finance and wealth management by 8%, and the rest is filled by other sectors. The use of fintech has attracted a lot of attention, but the continued use of fintech remains in doubt. Some users are hesitant to continue using fintech because it has considerable risks. The risks borne by fintech users start from entering personal data into the information system so that users can use the facilities in the application used. Thus allowing misuse of information provided by users. This research aims to measure the information security awareness of students as fintech users in Indonesia. The study was conducted on 400 students in Indonesia who use fintech and uses the analytical hierarchy process (AHP) by developing dimensions of attitude, knowledge, and behavior to measure a person’s information security awareness. The results showed that the total level of information security awareness was 88% and was in the good category. However, there is one focus area in the moderate category with the lowest level of 73%, namely adoption of security control so that students as users of fintech services should use different passwords/pins on some of their fintech account in order to avoid the risk of leakage of user data.